The firm works with investment clients through a Registered Investment Advisor (RIA) model where we are compensated for our services on a fee-based relationship. Investment products are held at a third-party institutional custodian (currently TD Ameritrade) and clients are charged a fee for assets under management. Our fees are outlined in our firm brochure (form ADV 2A) and we find a fee level that is appropriate for your situation at the onset of the relationship.
Most of our clients are invested in a portfolio constructed of mutual funds. We spend time exploring the investment needs of each client and design an asset allocation that is best suited to their situation. We have model allocation portfolios as well as custom-built portfolios. We work with clients on their individual accounts, retirement plans, education savings, and trusts. We also work with small business owners on group retirement plans and defined benefit plans to offer their employees.
We work with the following types of investment accounts: